If you have bankruptcy questions about what happens to your debts through filing bankruptcy, you should know that if you have successfully completed the court-ordered repayment schedule, any unpaid unsecured debt is then let go. It is not just a free pass however. And there are things and steps you need to do to ensure that you do not lose everything you own, or kind of own, since you haven’t fully paid for it. To prevent foreclosure on your house, you should try and do it through chapter 13. Even though a chapter 7 delays foreclosure, it does not fully prevent it since you have to pay off your mortgage debt. You would then lose your house and all equity in that house. You also should really try and put yourself on some sort of a budget. You need to go over your revenues and expenses and really try and put together a reasonable budget. You really need to try and stuck to it in order to try and make sure that you wont ever get into the situation that got you filing for bankruptcy in the first place. That is why it is so important to be able to live with in your means and not over extend your credit so you do not wind up in these unfortunate situations.